Are you becoming a first-time homeowner? First of all, congratulations! That is such a significant accomplishment! Yes, even just thinking about becoming a homeowner and beginning the search is something to be proud of.

The process can be overwhelming, but to get you started in organizing your search, use this first-time homeowner to-do list! That way, you’re on your way to setting yourself up for the best success:

  • Save for a downpayment. Contrary to popular belief, you don’t always have to save 20% of a home’s price tag — check with your mortgage lender to calculate an accurate percentage.
  • Improve your credit score. This is super crucial! Avoid large purchases and pay your bills on time to ensure a good credit score.
  • Calculate what you can afford. It would be nice to purchase a home that checks off all the boxes and more, but to set yourself up for the best success, be realistic about what you can afford.
  • Choose an experienced real estate agent. Having an experienced agent by your side will making the process much smoother for you, especially as a first-time homebuyer!